Mohd Noh, Mohd Shahid. “KEBERANGKALIAN RIBA DI DALAM E-WALLET: SATU ANALISA AWAL”. Jurnal ’Ulwan 10, no. 1 (July 14, 2025): 146–156. Accessed March 21, 2026. https://www.ejournal.unimel.edu.my/index.php/JULWAN/article/view/1964.