[1]
W. N. H. Wan Jusoh, “TAKAFUL MARKET PENETRATION IN MALAYSIA: STRATEGIES TO MOVE FORWARD”, ULWAN, vol. 8, no. 1, pp. 178–188, May 2023, Accessed: Mar. 21, 2026. [Online]. Available: https://www.ejournal.unimel.edu.my/index.php/JULWAN/article/view/1312