WAN JUSOH, Wan Noor Hazlina. TAKAFUL MARKET PENETRATION IN MALAYSIA: STRATEGIES TO MOVE FORWARD. Jurnal ’Ulwan, [S. l.], v. 8, n. 1, p. 178–188, 2023. Disponível em: https://www.ejournal.unimel.edu.my/index.php/JULWAN/article/view/1312. Acesso em: 21 mar. 2026.