1.
Hussin NL, Yahaya MH, Wan Jusoh WNH. BEYOND RELIGIOSITY: A NARRATIVE REVIEW OF THE MULTIFACETED FACTORS INFLUENCING ISLAMIC FINTECH ADOPTION IN SOUTHEAST ASIA. ULWAN. 2025;10(2):190-204. Accessed March 21, 2026. https://www.ejournal.unimel.edu.my/index.php/JULWAN/article/view/2064